Credit Acceleration Toolkit

Practical strategies and resources to accelerate your degree. Always check with your registrar before enrolling in external programs.

Want to see how much these strategies could save you? Calculate your number →

Credit-by-Examination

Earn college credit by passing standardized exams instead of sitting through a full semester course. CLEP, DSST, and AP exams are accepted at most accredited institutions and can knock out general education requirements fast.

Modern States

Start Here
FreeHigh yieldLow effort
  • 100% free CLEP prep courses — no catch
  • Covers 30+ CLEP subjects with video lessons and practice
  • Earn a free CLEP exam voucher when you finish a course
Start free prep

CLEP Exams

Low costHigh yieldLow effort
  • 33 exams covering intro-level courses like English Comp, Psychology, and Calculus
  • ~$90 per exam, results in days
  • Prep for free through Modern States, then sit the exam
Browse CLEP exams

DSST Exams

Low costModerate yieldMedium effort
  • Covers upper-level and specialized subjects not available via CLEP
  • ~$100 per exam at Prometric centers
  • Good for business, criminal justice, and humanities electives
Find DSST exams

AP Credit (Retroactive)

FreeHigh yieldLow effort
  • If you scored 3+ on AP exams in high school, check if your college awards credit
  • Many students leave AP credit on the table
  • Contact your registrar with your AP score report

Alternative Credit Platforms

Online course platforms that offer accredited college credit at a fraction of traditional tuition. Complete courses on your own schedule and transfer credits to your degree program. Always check with your registrar before enrolling to confirm transfer eligibility.

StraighterLine

Low costHigh yieldMedium effort
  • Self-paced courses starting at $59/month + per-course fee
  • Partners with 150+ colleges for direct credit transfer
  • Best for gen-ed requirements like English, Math, Science
Explore StraighterLine

Sophia Learning

Low costHigh yieldLow effort
  • Flat monthly fee (~$99) for unlimited courses
  • ACE-recommended, accepted at many institutions
  • Courses are short — some completable in 2-3 weeks
Browse Sophia courses

Study.com

Low costModerate yieldMedium effort
  • Large catalog of ACE-recommended courses
  • Monthly subscription model
  • Includes practice exams and study guides
View Study.com courses

Saylor Academy

FreeModerate yieldMedium effort
  • Completely free, open courseware
  • Final exams are proctored for credit ($25 each)
  • Limited transfer acceptance — verify with your school
Start free at Saylor

Transfer Credit Strategies

Strategic course-taking at community colleges or through cross-registration can save thousands while accelerating your timeline. Summer and intersession terms are prime opportunities.

Community College Summer Courses

Low costHigh yieldMedium effort
  • Take gen-ed courses at your local CC during summer break
  • Typically 50-70% cheaper than university tuition
  • Get pre-approval from your advisor before enrolling
Find community colleges

Cross-Registration

FreeModerate yieldLow effort
  • Many universities have agreements with neighboring institutions
  • Take courses at partner schools at no extra cost
  • Check your registrar for consortium agreements
Learn about cross-registration

Online Transfer Courses

Low costModerate yieldMedium effort
  • Regionally accredited online courses during any term
  • Verify transfer equivalency before enrolling
  • Check with your registrar first
Browse online courses

Institutional Acceleration

Your own university likely offers built-in ways to accelerate. These options keep all credits in-house, simplifying transfer issues — but may require advisor or dean approval.

Course Overloading

FreeHigh yieldHigh effort
  • Petition to take 18-21+ credits per semester
  • Usually requires minimum GPA (3.0-3.5)
  • Talk to your academic advisor about the petition process
Learn about overloading

J-Term / Intersession Courses

PaidModerate yieldMedium effort
  • 3-week intensive courses between semesters
  • Knock out 1-2 courses during winter or May break
  • Often smaller class sizes with more faculty access
Find J-term courses

Prior Learning Assessment (PLA)

Low costModerate yieldHigh effort
  • Earn credit for work experience, military service, or self-study
  • Submit a portfolio demonstrating competency
  • Especially valuable for non-traditional students
Learn about PLA

Some links on this page are affiliate links. If you sign up through these links, FastGrad may receive a small commission at no extra cost to you. This helps keep FastGrad free. We only recommend resources we genuinely believe will help you graduate faster.

See how much you'd save

Get your personalized savings estimate in 30 seconds.

Calculate your savings

Build your acceleration plan

Turn these strategies into a semester-by-semester roadmap.

Build your plan

Pricing and availability verified as of 2024-11. Check provider sites for current details.